A lot of what has transpired re: millennial finances over the years have been a bit on the negative side; even though there are very different stories happening across the generation’s various life stages. But I come bearing some promising news on the generation as whole from the folks at Fidelity; who found that 80% of 18-35-year-olds have an emergency fund, with an average of $9,100 saved, surpassing the average amount Boomers and Gen Xers have saved (which is surprising to me!). And about five in ten are also already saving for retirement, an increase of 9% from two years ago. If we factor in that this is a study of 18-35 year olds and a great deal of those in the 18-22+ range are either still in school or in entry-level jobs that are just covering some basic costs of living; Millennials are taking the lessons learned from the recession and putting their money to work in the market. Read a summary of the study here.